What is Medicare Advantage?
Medicare Advantage, also called Medicare Part C, is coverage offered by private insurance companies approved to provide Medicare benefits.
What to compare
- Monthly premium and maximum out-of-pocket limit
- Provider and hospital networks
- Prescription drug coverage and formulary
- Copayments and coinsurance
- Extra benefits and their limitations
Important limitations
Benefits vary by plan and location. Networks may apply, costs differ, and no single plan is best for everyone.
Frequently asked questions
Can I keep my doctors?
That depends on whether your doctors participate in the plan network and whether referrals or other rules apply.
Are prescriptions included?
Many plans include prescription coverage, but formularies and pharmacy networks vary.
Can I switch every year?
Changes may be possible during applicable enrollment periods.
Are dental and vision benefits always included?
No. Extra benefits vary by plan and may have limits.
We do not offer every plan available in your area. Currently, we represent multiple organizations that offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program to get information on all your options. Viva Insurance Group is not connected with or endorsed by the U.S. government or the federal Medicare program.