What is Medicare Supplement?
Medicare Supplement insurance, often called Medigap, is private coverage designed to help pay certain costs left by Original Medicare.
How it differs from Medicare Advantage
Medicare Supplement works alongside Original Medicare. Medicare Advantage is a different way to receive Medicare benefits through a private plan.
Enrollment considerations
Enrollment timing can affect your options. Depending on when you apply, medical underwriting may be allowed. Prescription drug coverage is generally handled separately through Part D.
Frequently asked questions
Is Medigap the same as Medicare Advantage?
No. The two types of coverage work differently.
Does it include prescription coverage?
Generally, prescription drug coverage is obtained separately.
Can I use any doctor who accepts Medicare?
This depends on the policy and whether the provider accepts Medicare.
Can my premium change?
Premiums may change based on the policy’s pricing method and other permitted factors.
We do not offer every plan available in your area. Currently, we represent multiple organizations that offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program to get information on all your options. Viva Insurance Group is not connected with or endorsed by the U.S. government or the federal Medicare program.